Do you understand what the numbers mean on your credit report and credit score? What impact does your credit card debt have and is your score affected by your credit utilization ratio? Find out how your credit report can be improved and why credit monitoring is important. Your score matters to potential lenders.
Having a debt relief plan is the first step towards achieving financial freedom. Find the resources you need to boost your financial literacy. Avoid insolvency that leads to filing a Bankruptcy or a Consumer Proposal. Get the debt help you need from a Licensed Insolvency Trustee in this timely podcast.
Wondering what the signs of financial trouble are? Have your lack of money management skills lead to debt problems? How much debt is too much? Are there warning signs of financial issues you need to be aware of? Find out how to identify financial problems before they lead to a downward spiral of unmanageable debt. Take action sooner rather than later.
Are you looking for a solution to your tax debt in Canada? Are you at a point where you can’t pay your tax debt? What are the consequences of ignoring the CRA’s tax remittance requests? Find out how a Licensed Insolvency Trustee can offer debt relief that will include your Canada taxes. There are steps you can take if you are unable to pay your tax debt.
If you are struggling with your finances, this debt relief guide looks at filing a Consumer Proposal as a viable debt solution. Would this be the best debt relief option for you? Find out why seeking financial advice from a Licensed Insolvency Trustee can be the best way forward. They are the only professionals authorized to file a Consumer Proposal.
Are you looking for some sort of debt management program that can help your personal finances? Most of us go through financial cycles where our income doesn’t cover our expenses and we have a lot of debt pressure. Find out the best debt management strategies to help get your finances back on track.
Licensed Insolvency Trustees are experts in providing debt services. They offer debt relief solutions including credit counselling, financial planning and debt management advice. Avoid internet scams and find out the benefits of having a consultation with a local Licensed Insolvency Trustee where you live.
Have you received a collection notice from a collection agency and are seeking advice? Should you consult a lawyer to deal with the collection calls? Find out your options and what your first step should be. Minimize the effect on your credit report and learn what collection companies can and cannot do.
Business Bankruptcy in Canada works differently from an individual Bankruptcy. The financial fallout from a business failure can leave sole proprietor business owners in a rough financial position. Find out the first steps you need to take and what is involved in shutting down a business in Bankruptcy.
Are you hoping to include your student loan debt in your Bankruptcy filing? What is the difference between the seven-year rule and five-year rule? Will showing good faith and hardship influence the court and help you get a Bankruptcy discharge? These questions and more are answered in this podcast.
